Don’t invest unless you’re prepared to lose all your money. These are high-risk investments and you are unlikely to be protected if something goes wrong.
What are the key risks?
1. You could lose all the money you invest.
If the business you invest in fails, you are likely to lose 100% of the money you invested. Most start-up businesses fail.
2. You are unlikely to be protected if something goes wrong.
The business offering this investment is not regulated by the FCA. Protection from the Financial Services Compensation Scheme (FSCS) only considers claims against failed regulated firms. Learn more about FSCS protection here. https://www.fscs.org.uk/what-we-cover/investments/
Protection from the Financial Ombudsman Service (FOS) does not cover poor investment performance. If you have a complaint against an FCA-regulated firm, FOS may be able to consider it. Learn more about FOS protection here. https://www.financial-ombudsman.org.uk/consumers
3. You won’t get your money back quickly.
Even if the business you invest in is successful, it may take several years to get your money back. You are unlikely to be able to sell your investment early. The most likely way to get your money back is if the business is bought by another business or lists its shares on an exchange such as the London Stock Exchange. These events are not common. If you are investing in a start-up business, you should not expect to get your money back through dividends. Start-up businesses rarely pay these.
4. Don’t put all your eggs in one basket
Putting all your money into a single business or type of investment, for example, is risky. Spreading your money across different investments makes you less dependent on anyone to do well. A good rule of thumb is not to invest more than 10% of your money in high-risk investments. Read more about it here or via the URL link https://www.fca.org.uk/investsmart/5-questions-ask-you-invest.
5. The value of your investment can be reduced.
The percentage of the business that you own will decrease if the business issues more shares. This could mean that the value of your investment reduces, depending on how much the business grows. Most start-up businesses issue multiple rounds of shares. These new shares could have additional rights that your shares don’t have, such as the right to receive a fixed dividend, which could further reduce your chances of getting a return on your investment. If you are interested in learning more about how to protect yourself, visit the FCA’s website here or via the URL link https://www.fca.org.uk/investsmart.
Please find the PDF version here here.
Terms & Conditions
PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE (WWW.BUILTVENTURES.UK) YOUR USE OF THIS SITE CONSTITUTES ACCEPTANCE OF THESE TERMS AND CONDITIONS AS AT THE DATE OF YOUR FIRST USE OF THE SITE.
The information provided on this site is free of charge and for informational purposes only. By using this site, you accept the Legal Notices and Terms of Use set forth below, without limitation or qualification. Built Ventures reserves the rights to change these Terms and Conditions at any time by posting changes online. Your continued use of this site after changes are posted constitutes your acceptance of this agreement as modified. If you do not agree to these notices and terms, we advise you not to use the site.
These are the Terms of Use (“Terms”) which govern access to and use of the Built Ventures corporate website (“the website” (www.builtventures.uk). Our Privacy Policy explains how Built Ventures uses any Personal Data (as defined in the Data Protection Act 1998 (“the Act”) you transmit to Built Ventures and what your obligations are in relation to such Personal Data.
By accessing, using and downloading the website you are indicating your acceptance to be bound by these Terms and you re-affirm that acceptance every time you access the website. If you do not agree to these Terms, please refrain from using our site.
Regulatory Information required by the Electronic Commerce (EC Directive) Regulations 2002
1. Registered Office Address for Built Ventures:
Built Ventures,
57 Jordan Street, Liverpool, Merseyside, England, L1 0BW
Email: hello@builtventures.uk
All general enquiries should be directed to the address above.
Built Ventures is a limited company registered in the UK, Built Ventures trades as Built Ventures. (Company Number 11591402)
These Terms are governed and construed in accordance with English law. You and Built Ventures each submit to the non-exclusive jurisdiction of the English courts in relation to disputes arising out of these Terms or related to a visit to our website.
2. Disclaimer
Access to our website is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our website without notice. We will not be liable if for any reason our website is unavailable at any time or for any period. Please note that you access and use the website at your own risk. Built Ventures is not responsible for any type of loss or damage which you may sustain as a result of accessing and using the website. You are responsible for making all arrangements necessary for you to have access to our website. You are responsible for ensuring that all persons who access our site through your Internet connection are aware of these Terms, and that they comply with them. Built Ventures assumes no responsibility for the contents of any other websites to which the website may have links and if you access any such linked websites you do so at your own risk. Built Ventures inclusion of links to such websites does not imply any endorsement by Built Ventures of the materials on such websites. Built Ventures does not permit any third party to operate a link to the website nor does it permit any third party to frame the website without obtaining Built Ventures prior written consent. You must not establish a link from any website that is not owned by you.
The website is accessed via the world-wide web which is independent of Built Ventures . Your use of the world-wide web is at your own risk and subject to all applicable national and international laws and regulations. Built Ventures has no responsibility for any information or services obtained by you on the world-wide web. Built Ventures reserves the right to modify, supplement, move or delete portion
3. Reliance on information posted
Commentary and other materials posted on our website are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our website, or by anyone who may be informed on any of its contents.
4. Intellectual Property
All copyright and other rights (including database rights, trademarks (whether registered or unregistered) and all other intellectual property rights) in and to the website and its contents (which for the avoidance of doubt shall include all information contained in or available from the website such as text, graphics, case studies and logos (“the Contents”) are owned by or licensed to Built Ventures or are otherwise used by Built Ventures as permitted under applicable laws.
Unless Built Ventures explicitly states otherwise in writing, you may use, view, download, copy or print textual or graphic content of the website provided that it is solely used by you for the purpose of enquiring about the services provided by Built Ventures and provided that you do not change or delete any copyright, trademark or other proprietary notices on such content. You must not modify the paper or digital copies of any materials which you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Under no circumstances may you use any Content in a manner that may give a false or misleading impression of Built Ventures.
You must not use any part of the materials on our website for commercial purposes without obtaining a licence to do so from us or our licensors. You agree not to copy, reproduce, store in any medium (including in any other websites), distribute, transmit, modify, alter, disseminate, create derivative works from all or any part of the website or edit any part of the website other than as permitted above without obtaining Built Ventures prior written consent.
5. Specific Prohibitions
You may not use any device, software or routine to interfere or attempt to interfere with the proper working of the website nor may you attempt to decipher, de-compile, disassemble or reverse engineer any of the software comprising or in any way making up a part of the website. You agree to use the website for lawful purposes only and in a manner that does not infringe the rights of, or restrict the use of the website by, any third party.
6. Liability
The website and the content of the website are provided for general information purposes only and whilst Built Ventures has taken every care in the preparation of the website and the content, Built Ventures cannot guarantee that the content will be completely up to date and free of errors. To the extent permitted by applicable law, Built Ventures makes no warranties, representations and/or undertakings (express or implied) in respect of the website and the content (including the accuracy, reliability, suitability, quality, availability or completeness thereof). Built Ventures excludes all liability (other than for death or personal injury caused by its negligence) in relation to the website and the content, whether such liability arises in contract, tort, negligence, breach of statutory duty or otherwise (including, without limitation, liability in respect of any losses, damages, costs or expenses of any nature whatsoever incurred or suffered by you of an indirect or consequential nature, such as loss of profits, data, business or goodwill). Built Ventures makes no claims or representations that any or all of the content may be lawfully viewed or downloaded outside England and Wales and unless otherwise specifically stated, the content and the website is directed solely at consumers and/or businesses who access the websites from England and Wales. Access to such materials may not be legal by certain persons or in certain countries. If you choose to access the website from outside England or Wales, you do so at your own risk and are responsible for compliance with the local laws governing websites and internet use.
7. Computer Viruses and Errors
Whilst Built Ventures will use reasonable endeavours to ensure that the website does not contain or promulgate any errors, viruses, bugs, other malicious code or harmful components and will be uninterrupted, Built Ventures makes no warranty or representation that this will be the case. However, it is recommended that you should virus check all materials downloaded from the website and regularly check for the presence of errors, viruses, bugs, other malicious code, and harmful components.
Built Ventures excludes to the fullest extent permitted by applicable laws all liability (other than liability for death or personal injury caused Built Ventures negligence) in connection with any damage or loss caused by errors, viruses, bugs, other malicious code or harmful components originating or contracted from the website and any interruptions in the running of the website.
You must not misuse our site by knowingly introducing viruses, bugs or other material which are malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our website is stored or any server, computer or database connected to our website. You must not attack our website via a denial-of-service attack or a distributed denial-of-service attack.
By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our website will cease immediately.
8. Website changes
We aim to update our website regularly, and may change the content at any time. If the need arises, we may suspend access to our website, or close it indefinitely. Any of the material on our website may be out of date at any given time, and we are under no obligation to update such material.
9. Termination
Built Ventures shall have the right to immediately terminate your use of the website if Built Ventures determines in their sole discretion that you have breached these terms and conditions or have otherwise been engaged in conduct which they determine in their sole discretion to be unacceptable.
10. Feedback
Should you wish to make any comments to Built Ventures about the website or if you have any questions relating to the same please contact Built Ventures by email on hello@builtventures.uk or in writing to Built Ventures at the address provided above or telephoning Built Ventures on the telephone number provided above.
Investing in start-ups and early-stage companies involves risks, including illiquidity, lack of dividends, loss of investment and dilution. It should be done only as part of a diversified portfolio. There is no assurance that the investment objectives of any investment opportunity will be achieved or that the strategies and methods described herein will be successful. Past performance is not necessarily a guide to future performance and the value of an investment may go down as well as up.
The investments which we promote are targeted exclusively at investors who understand the risks of investing in early-stage businesses and can make their own investment decisions. Any pitches for investment are not offers to the public and investments can only be made through Sapphire Capital Partners LLP as the fund manager. Neither Built Venture Capital Limited, Sapphire Capital Partners LLP, nor any of their members, directors or employees provide any financial, legal or tax advice in relation to the investments, and investors are recommended to seek independent advice before committing or if they have any doubts as to the appropriateness or suitability of such an investment in relation to their specific circumstances.
Built Ventures is a trading name for Built Venture Capital Limited. Built Venture Capital Limited is a private limited company registered in England and Wales (Company Number 11591402). Built Venture Capital Limited (FRN 826519) is an Appointed Representative of Sapphire Capital Partners LLP (FRN: 565716), who is authorised and regulated by the Financial Conduct Authority.
Registered address: Built Ventures, 57 Jordan Street, Liverpool, Merseyside, England, L1 0BW
© BUILT VENTURES 2024